1. Getting Started
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Balances & Transaction History
        • Get Balances
        • Get Transaction History
        • Create Wallet
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • Get SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Orders
        • Get Rates
        • Retrieve Order Rate and Create a Lock
        • Create and Finalize an Order
        • Get Order Details
      • Payment link & Checkout Link
        • Generate Payment Link
        • Generate Hosted Checkout
        • Get Payment Link Details
    • User Operations
      • Onboarding & KYC Flow
        • Create User Account
        • Method A: Add KYC File
        • Method B: Creating KYC Verification
        • Method B: Redirect to Verification
        • Method B: Get KYC Status
        • Add User Verification
        • Add POA File
      • Account Management
        • Update Existing User
        • Delete User
        • Suspend User
        • Unsuspend User
      • Balances & Transaction History
        • Get User Balances
        • Get User Transaction History
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • GET SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Internal Transfers
        • Create a Transfer
        • Get Transfer Details
      • Virtual Cards
        • Create Virtual Card
        • Get All User Cards
        • Get Card Details
        • Update Card PIN
        • Block Card
        • Unblock Card
        • Get Card Limits
        • Update Card Limits
        • Delete Card
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation Webhook
        • KYC File Added Webhook
        • POA Verification Status Webhook
        • KYC Verification Status Webhook
        • Create Wallet Webhook
        • High Risk KYC Verification Webhook
      • Transfers & Payments Webhooks
        • Internal Transfer Webhook
        • IBAN Status Webhook
        • Partner SEPA Transfer Webhook
        • User SEPA Transfer Webhook
        • SEPA Deposit Webhook
        • Crypto Withdrawal Webhook
        • Crypto Deposit Webhook
        • Exchange Webhook
        • Card Transaction Webhook
        • Order status Webhook
        • Payment Link Webhook
      • Card Webhooks
        • Card 3DS Code Webhook
        • Card Activation Code Webhook
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. Getting Started

Authentication

Authentication Guide#

This guide walks you through the essential steps to make your first successful API call and explains the core authentication and security principles of the Fintegence Partner API.

🔐 Step 1: Onboarding and Credentials#

API access follows a structured onboarding flow designed for security and production readiness.
How to get your credentials
The process includes four stages:
1.
Application: Contact our team at support@fintegence.com and request partner onboarding.
2.
Verification: Our team reviews and verifies your onboarding details.
3.
Account Setup: After approval, your Business Account is prepared.
4.
API Integration Access: For B2B integration, you receive:
Staging API Key for development and testing.
Production API Key for live traffic.
Webhook Security Token to verify incoming webhook authenticity.
Need help before contacting support? Check Support Channel.

🚀 Step 2: Make Your First API Call#

Start with a simple read-only request to confirm your key works correctly.
All authenticated requests must include the x-api-key header.
Example Request (cURL)
✅ Expected Success Response
{
	"btc": 92619.60,
	"eth": 2188.81,
	"eur": 1,
	"usdc": 0.8523,
	"usdt": 0.8522
}
A successful response confirms your integration is connected and authenticated.

Handling Authentication Errors#

If your API key is missing, invalid, or your request comes from an unauthorized IP, the server returns 401 Unauthorized.
Example Request (Invalid Key)
❌ Error Responses
Access Denied. xo1 -> API key was not provided.
Access Denied. xo2 -> API key is invalid.
Access Denied. xo3 -> Request originates from an unauthorized IP (production only).

🛡️ Step 3: Security Best Practices#

Production access requires secure integration hygiene.
Store Keys Securely
Treat API keys like passwords. Store them in environment variables or a secrets manager (for example AWS Secrets Manager or HashiCorp Vault). Never hardcode keys in source code.
IP Whitelisting
Production traffic must come from approved static IP addresses. Share server IPs with our team to whitelist them.
Monitor API Activity
Monitor request patterns, errors, and unusual usage to detect abuse early and keep your service stable.

🛠️ Integration Resources#

Use these resources to implement authentication correctly and secure request handling end to end.
API References
Full endpoint documentation and request/response contracts.
Webhooks
Event-driven integration setup and signature verification guidance.
Usage Examples
Practical implementation patterns for common partner workflows.
FAQ
Quick answers for typical onboarding and integration issues.
Support Channel
First-line troubleshooting before opening direct support requests.
Direct Support
Escalate technical blockers and production readiness questions.

Next steps
Now that authentication is set up, continue with endpoint integration and webhook handling.
Open API References
For troubleshooting and onboarding guidance, start with Support Channel.
For direct assistance, contact support@fintegence.com.
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Introduction
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Business Use Cases
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