1. Integration
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Balances & Transaction History
        • Get Balances
        • Get Transaction History
        • Create Wallet
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • Get SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Orders
        • Get Rates
        • Retrieve Order Rate and Create a Lock
        • Create and Finalize an Order
        • Get Order Details
      • Payment link & Checkout Link
        • Generate Payment Link
        • Generate Hosted Checkout
        • Get Payment Link Details
    • User Operations
      • Onboarding & KYC Flow
        • Create User Account
        • Method A: Add KYC File
        • Method B: Creating KYC Verification
        • Method B: Redirect to Verification
        • Method B: Get KYC Status
        • Add User Verification
        • Add POA File
      • Account Management
        • Update Existing User
        • Delete User
        • Suspend User
        • Unsuspend User
      • Balances & Transaction History
        • Get User Balances
        • Get User Transaction History
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • GET SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Internal Transfers
        • Create a Transfer
        • Get Transfer Details
      • Virtual Cards
        • Create Virtual Card
        • Get All User Cards
        • Get Card Details
        • Update Card PIN
        • Block Card
        • Unblock Card
        • Get Card Limits
        • Update Card Limits
        • Delete Card
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation Webhook
        • KYC File Added Webhook
        • POA Verification Status Webhook
        • KYC Verification Status Webhook
        • Create Wallet Webhook
        • High Risk KYC Verification Webhook
      • Transfers & Payments Webhooks
        • Internal Transfer Webhook
        • IBAN Status Webhook
        • Partner SEPA Transfer Webhook
        • User SEPA Transfer Webhook
        • SEPA Deposit Webhook
        • Crypto Withdrawal Webhook
        • Crypto Deposit Webhook
        • Exchange Webhook
        • Card Transaction Webhook
        • Order Status Webhook
        • Payment Link Webhook
      • Card Webhooks
        • Card 3DS Code Webhook
        • Card Activation Code Webhook
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. Integration

Webhooks

Receive real-time notifications about key events within the Fintegence system. Webhooks let you automate follow-up actions and react immediately to changes across onboarding, payments, transfers, exchanges, and compliance flows.

Supported Events#

Webhooks cover a wide range of operational events across the platform. Open any event page to review its payload and behavior.

User and KYC Webhooks#

User Balance Generation
Notifies you when a user's fiat balances become active after KYC completion.
KYC File Added
Provides real-time feedback on the outcome of a user's KYC document upload.
POA Verification Status
Sends updates about the Proof of Address verification lifecycle.
KYC Verification Status
Delivers detailed status changes for the overall KYC verification process.
High Risk KYC Verification
Additional notification for users flagged during high-risk verification review.
Create Wallet
Dispatched when a new blockchain wallet is successfully created for a user.

Transfers and Payments Webhooks#

P2P Transfer
Triggered when the status of an internal transfer between partner and user changes.
IBAN Status
Notifies you whenever the status of a user's dedicated IBAN changes.
Partner SEPA Transfer
Status updates for SEPA transfers initiated by the partner.
User SEPA Transfer
Status updates for SEPA transfers initiated by the user.
SEPA Deposit
Dispatched when a new SEPA deposit is successfully credited to a user's account.
Crypto Withdrawal
Provides real-time notifications about the progress of a crypto withdrawal.
Crypto Deposit
Covers the full lifecycle of an incoming crypto deposit.
Exchange
Triggered when the status of a currency exchange changes.
Card Transaction
Dispatched in real time for every successful transaction made with a user's card.
Order Status
Sends order lifecycle updates, for example when the payment wallet is ready.
Payment Link
Notifies you whenever the status of a payment link changes.

Card Webhooks (Currently Suspended)#

Card Services Suspended
Card services and associated card webhooks are currently suspended and unavailable.
Card 3DS Code (Suspended)
Service currently inactive. Delivers the one-time code for 3-D Secure authentication.
Card Activation Code (Suspended)
Service currently inactive. Delivers the one-time activation code used when adding a card to a digital wallet.

Security and Verification#

Critical Security Notice
Before processing any webhook notification, always verify its authenticity. This is required for a secure and reliable integration.

Authentication Token Verification#

Every webhook request includes a shared secret token in the HTTP headers.
Implementation steps:
1.
Extract the token
2.
Verify it against your secret
3.
Reject invalid requests
Reject requests with missing or invalid tokens.
If needed, add extra replay protection such as timestamp or nonce validation in your own middleware.

Getting Your Secret Token#

Your webhook secret is provided together with your API credentials during integration setup. Store it securely and never expose it in client-side code.

Delivery and Retry Policy#

Acknowledging Receipt#

Return any 2xx HTTP status code to confirm successful processing.

Automatic Retry Mechanism#

If delivery fails, up to 4 additional attempts are made with increasing delays.
AttemptDelay After Previous FailureStatus
1st-Initial delivery
2nd~8 secondsFirst retry
3rd~16 secondsSecond retry
4th~32 secondsThird retry
5th~64 secondsFinal retry

Retry Behavior#

Failure Condition: Non-2xx responses or timeouts trigger retries.
Exponential Backoff: Delay increases between attempts.
Timeout: Each request times out after 10 seconds.
Final State: After 5 failed attempts in total, the webhook is treated as permanently failed.

Troubleshooting#

ProblemCauseSolution
401 UnauthorizedInvalid tokenVerify your shared secret token
TimeoutsSlow processingReturn 200 immediately and process asynchronously
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Rate Limiting
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User Balance Generation Webhook
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