1. Getting Started
Partner API
  • Getting Started
    • Introduction
    • Authentication
    • Business Use Cases
  • API References
    • Partner Operations
      • Balances & Transaction History
        • Get Balances
        • Get Transaction History
        • Create Wallet
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • Get SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Orders
        • Get Rates
        • Retrieve Order Rate and Create a Lock
        • Create and Finalize an Order
        • Get Order Details
      • Payment link & Checkout Link
        • Generate Payment Link
        • Generate Hosted Checkout
        • Get Payment Link Details
    • User Operations
      • Onboarding & KYC Flow
        • Create User Account
        • Method A: Add KYC File
        • Method B: Creating KYC Verification
        • Method B: Redirect to Verification
        • Method B: Get KYC Status
        • Add User Verification
        • Add POA File
      • Account Management
        • Update Existing User
        • Delete User
        • Suspend User
        • Unsuspend User
      • Balances & Transaction History
        • Get User Balances
        • Get User Transaction History
      • Currency Exchange
        • Retrieve Exchange Rate
        • Retrieve Exchange Rate and Create a Lock
        • Create and Finalize an Exchange
        • Retrieve Detailed Exchange Information
      • SEPA Transfers
        • Get SEPA Deposit Info
        • GET SEPA Deposit Contact List
        • Create a SEPA Transfer
        • Get SEPA Transfer Details
      • Crypto Withdrawal
        • Get Network Fee
        • Create Crypto Withdrawal
        • Get Crypto Withdrawal Details
      • Crypto Deposits
        • Update Travel Rule
      • Internal Transfers
        • Create a Transfer
        • Get Transfer Details
      • Virtual Cards
        • Create Virtual Card
        • Get All User Cards
        • Get Card Details
        • Update Card PIN
        • Block Card
        • Unblock Card
        • Get Card Limits
        • Update Card Limits
        • Delete Card
  • Integration
    • SDKs & Integration Guides
    • Transaction Processing
    • Error Handling
    • Rate Limiting
    • Webhooks
      • User & KYC Webhooks
        • User Balance Generation Webhook
        • KYC File Added Webhook
        • POA Verification Status Webhook
        • KYC Verification Status Webhook
        • Create Wallet Webhook
        • High Risk KYC Verification Webhook
      • Transfers & Payments Webhooks
        • Internal Transfer Webhook
        • IBAN Status Webhook
        • Partner SEPA Transfer Webhook
        • User SEPA Transfer Webhook
        • SEPA Deposit Webhook
        • Crypto Withdrawal Webhook
        • Crypto Deposit Webhook
        • Exchange Webhook
        • Card Transaction Webhook
        • Order Status Webhook
        • Payment Link Webhook
      • Card Webhooks
        • Card 3DS Code Webhook
        • Card Activation Code Webhook
  • Reference
    • Supported Countries
    • Supported Currencies
    • Fees
    • FAQ
    • Changelog
    • Support
  1. Getting Started

Business Use Cases

This page shows how the Fintegence Partner API solves real-world business problems.
Instead of listing endpoints only, it maps API capabilities to practical operational flows.

🌍 Use Case 1: Automated Freelancer Payouts#

The Business Challenge#

⚠️ Challenge:
You manage a distributed freelancer team. Sending separate international transfers is slow, expensive, and hard to automate at scale.

The Fintegence Solution#

Onboard freelancers as users in your ecosystem and settle payouts instantly with internal transfers.

Key API Endpoints#

EndpointPurpose
POST /v1/user/createCreate a verified freelancer account
POST /v1/transfer/internalInstant transfer from Partner balance to User balance
POST /v1/crypto/withdrawalWithdraw to external crypto wallet
POST /v1/sepa/withdrawalWithdraw to personal bank account

Business Impact#

✅ Result:
Freelancers receive funds instantly, while your team reduces payout cost, delays, and manual operations.

🛒 Use Case 2: Crypto Acceptance Without Volatility Risk#

The Business Challenge#

⚠️ Challenge:
You want to accept crypto payments for high-value products priced in EUR, but you cannot carry crypto market risk.

The Fintegence Solution#

Use locked rates and automated conversion to guarantee fiat settlement.

Key API Endpoints#

EndpointPurpose
POST /v1/order/lock-rateLock exchange rate for defined fiat amount
POST /v1/orderCreate order with guaranteed fiat settlement
GET /v1/order/details/{orderId}Get customer deposit address
WebhooksReceive COMPLETED order event in real time

Business Impact#

✅ Result:
You can accept crypto while still accounting and settling in fiat, with volatility risk removed.

🏦 Use Case 3: Automated Treasury and Hedging#

The Business Challenge#

⚠️ Challenge:
Your treasury holds multiple assets (EUR, USDC, BTC). You need automated exposure control without manual intervention.

The Fintegence Solution#

Build a treasury bot that continuously checks balances, locks rates, and executes exchanges based on risk rules.
1.
Monitor: Check balances with GET /v1/partner/balances.
2.
Lock: Reserve rate with GET /v1/partner/get-lock.
3.
Execute: Exchange assets with POST /v1/partner/exchange.

Smart Treasury Logic Example (Python)#

Business Impact#

✅ Result:
Treasury operations become faster, more consistent, and less dependent on manual trading activity.

🛠️ Integration Resources#

Continue from business design into implementation with these docs:
Authentication Guide
Request signing, API key usage, and access control basics.
API References
Full endpoint catalog for transfer, order, and treasury workflows.
Webhooks
Build event-driven processing for payout and order lifecycle updates.
Support Channel
Troubleshooting and onboarding guidance before escalation.
Next steps
Pick one use case, implement it in staging, and validate end-to-end behavior with webhooks and error handling.
For troubleshooting and onboarding guidance, start with Support Channel.
For direct assistance, contact support@fintegence.com.
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